When you have met the love of your life and want to propose, you can be in a rush to buy a diamond engagement ring. But it is not a good idea to be hasty with
Not Setting a Budget
In a perfect world, you could purchase the biggest, most beautiful diamond ring in the jewelry store, but in reality you will have to work with budget constraints. Ideally, you should try to pay with cash, but if you plan to finance the cost of the ring or use a credit card, it is very important to know how much you can afford to pay each month until the ring is entirely paid off. Be realistic about how much you can afford-- your future fiance would probably be happier about entering into marriage without a huge debt compared to having a more expensive ring.
Being Clueless About Buying a Diamond
Purchasing a diamond engagement ring can be complicated if you walk into a jewelry store knowing absolutely nothing about diamonds. Before you go ring shopping, take the time to do a little research so you're prepared. Typically, the price of a diamond depends on the 4 C's-- cut, clarity, color, and carat weight. Once you understand these things, you will be in a better position to select a diamond that is beautiful as well as a good value.
Forgetting about the Wedding Band
When you're shopping for the engagement ring, it is also a good idea to purchase the wedding band at the same time. Doing so will help ensure that the rings complement each other and fit together well when being worn. This is especially important if you have a custom diamond ring designed, as it can be difficult to find a wedding band to match in the future.
Not Knowing Her Ring Size
The last thing you want is to propose and then present a beautiful ring that is too small to slide on her finger or falls off because it is way too big. A good way to prevent this from ruining your proposal is by bringing one of her other rings with you when shopping for an engagement ring-- the sales associate at the jewelry store can determine the size and help you select a ring that will fit your fiance-to-be properly.